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rules. Visit our Baccarat
Strategy for handy hints and tips.
of what makes Baccarat a great game is that it's so simple. The
Player's decision is limited to deciding what kind of bet to make.
From there on it's in the dealer's hands and you collect or pay
when it's over.
In Mini Baccarat, which is the only version most of us will ever
see in play, you don't even get the option of handling the cards.
In the "whale" games of European Baccarat they get to
mangle the cards whenever they like just for personal entertainment.
But then they're dropping $1000 or more a hand and you can bet
that that buys a lot of replacement cards.
The banker and the
player each draw two cards.
If either the player or banker total 8 or 9, both automatically
stand, no exceptions.
If the player's total is 6 or 7, the player stands.
If the player stands,
the banker hits on a total of 5 or less.
If the player's total is 5 or less, the player automatically hits
and the banker gives the player a third card.
If the player receives a third card then the banker draws a third
card according to the following:
Banker's hand totals 0,1,2: Banker always draws a
Banker's hand totals 3: Banker draws if Player's
3rd card is 1-2-3-4-5-6-7-9-0 (not8)
totals 4: Banker draws if Player thirds 2-3-4-5-6-7
5: Banker draws if Player thirds 4-5-6-7
6: Banker draws if Player thirds 6-7
7: Banker stands.
Once the final cards are dealt, the one with the total closest
to 9 wins.
The objective of Baccarat is to draw a two- or three-card hand
that totals closer to 9 than the banker.
10, J, K, Q count as 0, A is a 1 and all other cards are face
If your total is more than ten, you drop the ten. So a 7-9 hand
totals to 6 (16, drop ten).
There is no such thing
as a "bust" hand.
Bet on your own hand (Player) and you face a house edge of 1.24%.
Bet on the Banker's hand and the edge is either 0.6% if there's
a 4% House cut or 1.06% is their cut is 5%. Finally there's the
Tie bet which at best gives the house almost a 5% edge (Pay 8:1)
and at worst 14+% (Pay 9:1). Forget the Tie bet for obvious reasons.
Unless you can find a game with 4% vig on Banker bets, betting
Player or Banker is six of one, half a dozen of the other.
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